Title Company Fees

Do all title companies charge the same amount for title insurance premiums?


​Not necessarily. Title insurance underwriters are required by law to file their rates with the states where they insure title. Therefore, title companies who are agents of the same underwriter will charge the same title insurance premium. (Title insurance premiums are a different charge from title service fees, which we'll cover in just a moment.) 

There are several title insurance underwriters all over the country that insure title, and they don't all file the same rates. Sometimes title companies become agents of multiple underwriters, using one title insurance underwriter for one jurisdiction while using a second underwriter for policies in another, etc.